/* ===== FAQ PAGE ===== */
.faq-wrap { max-width: 900px; margin: 0 auto; padding: 40px 24px 60px; font-family: 'Inter', sans-serif; }

.faq-hero { text-align: center; margin-bottom: 32px; }
.faq-hero h1 { font-family: 'Playfair Display', serif; font-size: 42px; color: #082A66; margin-bottom: 8px; }
.faq-hero p { color: #667c95; font-size: 15px; }

.faq-cats { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-bottom: 30px; }
.faq-cat {
  padding: 8px 20px; border-radius: 20px; background: #f0f4ff; color: #082A66;
  border: none; font-size: 13px; font-weight: 600; cursor: pointer; transition: .25s;
  font-family: inherit;
}
.faq-cat:hover { background: #c9a227; color: #fff; }
.faq-cat.active { background: #082A66; color: #fff; }

.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: #fff; border: 1px solid #e8ecf1; border-radius: 14px;
  overflow: hidden; transition: box-shadow .25s;
}
.faq-item.open { box-shadow: 0 8px 24px rgba(8,42,102,0.08); border-color: #082A66; }

.faq-q {
  width: 100%; background: none; border: none; text-align: left;
  padding: 20px 24px; font-size: 16px; font-weight: 600; color: #082A66;
  cursor: pointer; display: flex; justify-content: space-between; align-items: center;
  gap: 16px; font-family: inherit; transition: background .2s;
}
.faq-q:hover { background: #f8f9fc; }

.faq-chevron { width: 20px; height: 20px; flex-shrink: 0; stroke: #c9a227; transition: transform .3s; }
.faq-item.open .faq-chevron { transform: rotate(180deg); }

.faq-a {
  max-height: 0; overflow: hidden; transition: max-height .35s cubic-bezier(0.22, 1, 0.36, 1);
  background: #fafbfc; border-top: 0 solid #e8ecf1;
}
.faq-item.open .faq-a { border-top-width: 1px; }
.faq-a__inner { padding: 18px 24px 22px; color: #4a5a7a; font-size: 15px; line-height: 1.7; }

.faq-empty { text-align: center; padding: 80px 20px; color: #667c95; }

.faq-help {
  text-align: center; margin-top: 48px; padding: 32px 24px;
  background: linear-gradient(135deg, #f4f7fb, #ffffff);
  border-radius: 16px; border: 1px solid #e8ecf1;
}
.faq-help p { color: #667c95; font-size: 15px; margin-bottom: 14px; }
.faq-help-btn {
  display: inline-block; padding: 12px 32px; background: linear-gradient(135deg, #25D366, #1ebe5c);
  color: #fff; border-radius: 10px; text-decoration: none; font-weight: 600; font-size: 14px;
  box-shadow: 0 4px 15px rgba(37,211,102,0.25); transition: .25s;
}
.faq-help-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 25px rgba(37,211,102,0.35); }

@media (max-width: 640px) {
  .faq-hero h1 { font-size: 30px; }
  .faq-q { font-size: 15px; padding: 16px 18px; }
  .faq-a__inner { padding: 14px 18px 18px; font-size: 14px; }
  .faq-cat { padding: 6px 14px; font-size: 12px; }
}

/* ===== HOMEPAGE FAQ SECTION ===== */
.faq-home-section { padding: 60px 24px; background: #f8f9fc; }
.faq-home-inner { max-width: 800px; margin: 0 auto; }
.faq-home-header { text-align: center; margin-bottom: 30px; }
.faq-home-eyebrow { display: inline-block; padding: 4px 14px; background: #082A66; color: #fff; border-radius: 12px; font-size: 11px; letter-spacing: 1.5px; font-weight: 600; text-transform: uppercase; margin-bottom: 12px; }
.faq-home-title { font-family: 'Playfair Display', serif; font-size: 34px; color: #082A66; margin-bottom: 6px; }
.faq-home-sub { color: #667c95; font-size: 14px; }

.faq-home-list { display: flex; flex-direction: column; gap: 10px; }
.faq-home-item { background: #fff; border: 1px solid #e8ecf1; border-radius: 12px; overflow: hidden; transition: box-shadow .25s; }
.faq-home-item.open { box-shadow: 0 8px 24px rgba(8,42,102,0.08); border-color: #082A66; }

.faq-home-q { width: 100%; background: none; border: none; text-align: left; padding: 16px 20px; font-size: 15px; font-weight: 600; color: #082A66; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 14px; font-family: inherit; }
.faq-home-q:hover { background: #fafbfc; }
.faq-home-chevron { width: 18px; height: 18px; flex-shrink: 0; stroke: #c9a227; transition: transform .3s; }
.faq-home-item.open .faq-home-chevron { transform: rotate(180deg); }
.faq-home-a { max-height: 0; overflow: hidden; transition: max-height .35s cubic-bezier(0.22,1,0.36,1); background: #fafbfc; }
.faq-home-a__inner { padding: 14px 20px 18px; color: #4a5a7a; font-size: 14px; line-height: 1.7; }

.faq-home-cta { text-align: center; margin-top: 22px; }
.faq-home-cta a { color: #c9a227; font-weight: 600; font-size: 14px; text-decoration: none; }
.faq-home-cta a:hover { text-decoration: underline; }

@media (max-width: 640px) {
  .faq-home-section { padding: 40px 16px; }
  .faq-home-title { font-size: 26px; }
}